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Welcome to

Fintech Accelerator for Africa

Bankiffy Accelerator empowers bold entrepreneurs with the tools, training, and support to launch fintech solutions that drive meaningful change in their communities.

Opens → Feb 20th - March 31st, 2026

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PARTNERS

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PROBLEM WE ARE SOLVING

Bankiffy solves the problem of limited access to financial services in underserved communities by removing the high cost, technical, and regulatory barriers that prevent local founders from launching fintech solutions.

It equips entrepreneurs with ready-to-use technology, banking infrastructure, training, and performance-based funding—enabling them to deliver affordable financial services in their communities.

OUR SOLUTION

$10m for financial inclusion for founders in Africa

OUR APPROACH

Bankiffy removes the traditional barriers to building fintech in Africa by providing founders with ready-to-use, enterprise-grade financial infrastructure.

Instead of spending years building core systems, founders launch functional digital financial products in minutes and focus immediately on customer acquisition, revenue growth, and real financial inclusion impact.

Capital support is performance-based. Founders access KPI-driven grants of up to $25,000, tied directly to verified user adoption and transaction activity—ensuring funding follows traction, not promises.

With zero upfront infrastructure costs and technology backed by Fuspay’s $10 million commitment to Africa’s financial ecosystem, Bankiffy reduces execution risk, accelerates time-to-market, and enables founders to build scalable, sustainable fintech businesses.

Why Africa, why now, & why it matters?

Across Africa, millions remain excluded from financial services not due to lack of demand or talent, but limited access to fintech infrastructure. With growing mobile adoption and regulatory momentum, the opportunity to close this gap is now. Enabling trusted local founders to deploy financial services quickly and affordably matters because financial inclusion drives livelihoods, entrepreneurship, and sustainable economic growth.

WHY JOIN BANKIFFY PROGRAM?

Technologies

Building on Bankiffy's commitment to financial inclusion, Fuspay offers selected startup founders an unparalleled opportunity: a fully featured digital banking suite—complete with white-label financial applications and robust administrative controls—valued at a $50,000 licensing fee and provided entirely at no cost.

This initiative removes traditional barriers to entry for entrepreneurs in underserved African markets, enabling the rapid deployment of customized neo-banking solutions tailored to local needs.

Hands on support

Launching a startup requires more than an idea—it demands the ability to navigate complex technical, regulatory, and funding challenges.

Through this initiative, each selected startup receives technical support, full license coverage, regulatory and compliance assistance, and ongoing, team-specific training programs.

In addition, founders benefit from structured investment-readiness coaching, equipping them to successfully raise capital, scale sustainably, and deliver measurable impact within their communities.

$25,000 Grant

The Performance Grant Program incentivizes fintech founders to deliver measurable community impact. Grants are evaluated monthly and disbursed at $1 per qualifying new user, defined as users who successfully sign up and complete a minimum of three transactions on the Fuspay platform.
Each startup is eligible to receive up to $25,000, ensuring rewards are directly tied to real adoption, sustained usage, and inclusive financial access.

OUR
PROCESS

Our program hosts three cohorts annually, with applications accepted throughout the year and swift decision-making to ensure rapid onboarding.

Jan 15-30th

Application opens. Submit your application for review. Early submission is advised.

01

Stage 1 → EVALUATION

You can expect to hear from us within 1–2 weeks after submitting your application.

02

Stage 2 → Live interview

Shortlisted candidates will participate in an online interview as part of the final selection process for the program.

03

stage 3 → Program starts

4 weeks immersion training and onboarding, setting up and readiness

04

Eligibility Criteria

passion & commitment

01

Eligible applicants operate a registered business and commit full-time to a for-profit financial inclusion initiative.

Teams are expected to demonstrate KPI-focused performance and a clear dedication to creating impact for underserved groups, including women, youth, and rural communities.

passion & commitment

02

Applicants must have a minimum educational qualification of a BSc degree.

For teams with two co-founders, this requirement applies to at least one team member.

Countries

03

Eligible applicants must be nationals and current residents of the countries listed below.

area of focus

04

Each project submission should incorporate at least three of the following features, which represent essential financial services for promoting inclusion and expanding economic opportunities:

(1)Savings accounts, (2) Banking or money transfers, (3) Remittances, (4) Bill payments, (5) Virtual cards, (6) Payment links, and (7) P2P transactions.

Team commitment

05

Every participating startup should have at least three full-time team members actively working on the project and willing to commit to the program's full duration.

AGENDA

A 1-month intensive journey for each “cohort”-turning fintech ideas into fully operational, financially inclusive ventures.

Week 1

2 Classes

Business Model & Growth

Learn to build scalable fintech ventures with practical tools like the Business Model Canvas, marketing strategies, and growth planning—empowering sustainable expansion and economic impact.

Week 2

2 Classes

Compliance, Risk & Operations

Learn to build scalable fintech ventures with practical tools like Gain hands-on insights into running a fintech: niche selection, pricing, sales, user acquisition, and scaling

Week 3

2 Classes

Growth, Distribution & User AcquWeek 1: Fintech Foundation & Business Modelisition

Prepare to attract funding with strategies for local investment, traction-building, non-equity funding, and effective investor pitching.

Week 4

2 Classes

Platform Setup & Go-live

Get your white-label fintech live on Fuspay with guided setup, customization, user management, and operational training to start onboarding users and earning KPI-driven grants.

REGISTER
NOW

REGISTER NOW and join the future of AI innovation.

APPLICATION OPENS FROM 20TH FEBRUARY UNTIL

APPLICATION CLOSES ON THE 31ST MARCH 2025

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BENEFITS →

Combined benefit of $100,000 per team

$25,000

performance grant

Each startup is eligible for the Performance Grant, disbursed at $1 per new user completing up to three transactions, with a maximum award of $25,000.

Training

$15,000

Launch, grow, and scale your fintech venture with guidance from highly successful founders.

$50,000

White label solution

All participating teams are provided with a fully funded, end-to-end white-label fintech solution valued at $50,000, enabling customization to achieve targeted financial inclusion outcomes. World-class technical support, operational assistance, banking license coverage, and hosting credits ensure your venture is ready to scale from day one.

$10,000

Hosting, ongoing support

Every team is provided with $15,000 in hosting credits for two years, backed by an expert tech, operations, and customer support team.

This support allows founders to focus on delivering measurable social impact while building a sustainable and profitable fintech venture.

We are here to help you get started

Have questions about the program? Our team is ready to assist you.

Contact Us

+1(213) 905 7434

+234 818 1118 885

address

Delaware, USA

Lagos, Nigeria

email

f.inclusion@bankiffy.com

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Bankiffy FIP 2026 - cohort 1

© 2026 Bankiffy FIP. All rights reserved.

Bankiffy empowers fintech innovators to close Africa's financial inclusion gap. We help founders launch scalable digital banking solutions with minimal capital, offering hands-on training, real-time performance monitoring, and KPI-driven grants—$1 per active user, up to $25,000 per startup.

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